The Mike Scully Show Blog

  Atlanta, GA   Mike Scully - Managing Director at Baycrest Consultants shares their plan to help Universities dealing with their Coach's Buyouts!   Coach Buyout Scenario in the Endless Money Loop for Power 4 Coach Here’s an illustrative outline of how a Power 4 school could deploy on a coaches $40.5 million buyout through the “Endless Money Loop” instead of an immediate cash‐out expense.   1. Structure the Buyout as a Loan in the Endless Money Loop • Rather than writing a $40.5 million check within 60 days, the university and coach agree in writing to treat the entire buyout into the Endless Money Loop as a “loan” from university to the coach.   • This deferral converts what would be a P&L expense into a balance-sheet receivable asset .   2. Purchase a Split-Dollar Life Insurance Policy    • University immediately contributes the $40.5 million loan proceeds as premiums into a corporate‐owned, participating whole‐...

Atlanta, GA Mike Scully - Managing Director at Baycrest Consultants shares some insightful information for Healthcare Systems .   Struggling with rising physician and executive compensation costs?  Our EML's deferred compensation-loan strategy turns a portion of pay into a balance-sheet asset - while delivering immediate tax and cash-flow benefits for uour team.   Defer part of salary/bonus as a loan, invested into an employee-owned life policy .   Employee avoids current income tax & can tap tax-free cash value after 90 days Employer recoups 100% of invested funds after 15 years (or upon employee's passing)  Boosts take-home pay, may lower student-loan payments, and enhances retirement savings Converts payroll expense into a long-term asset . cuts excise taxes, and strengthens recruitment & retention Discover how the Endless Money Loop creates a true win-win in healthcare finance.  #EndlessMoneyLoop #HealthcareFinance #Executive...

 

Atlanta, GA  Mike Scully - Managing Director talks Coaches Compensation! 

October 1, 2025  Atlanta, GA Mike Scully - Managing Director discusses Healthcare Wednesday! It’s Healthcare Wednesday—and we’ve got a game-changer for top Docs and Health System Executives alike! 👩‍⚕️👨‍⚕️💼 Instead of issuing 100% of compensation as salary (fully taxed at payday), our Endless Money Loop lets your organization defer a portion as a non-taxable “loan” that’s invested into an employer-owned life insurance policy on the physician. Here’s why everyone wins: For the Physician/Executive: · Defer part of income without immediate income-tax hit · Access tax-free cash value after 90 days (or let it grow for retirement) · Lower taxable income - higher take-home pay - potential relief on student loans For the Health System/Employer: · Turns deferred payroll expense into a long-term asset · Recovers 100% of funds after 15 years (or upon the employee’s passing) · Reduces or eliminates excise taxes, boosts net income · Strengthens rec...

September 29, 2025  Bethpage, NY  Mike Scully - Managing Director calls on golf industry leaders after a disappointing Ryder Cup.  

September 26, 2025 Atlanta, GA  Mike Scully - Managing Director at Baycrest Consultants shares how they create a win-win for the Healthcare System and their Physicians.