Mike Scully provides a Baycrest Consultants case study on one of their GM's in California.



October 21, 2025

Mike Scully provides a Baycrest Consultants case study on one of their GM's in California.  

Golf Execs are you still letting Uncle Sam grab nearly half your bonus? 🤔
Our quick case study of one of our California Club GMs with a $750K salary:

Exec pays 46% tax on every dollar over $500K  
Keeps just $130K of a $250K bonus  
By deferring that $250K into a the “Endless Money Loop” corporate-owned life insurance plan, they:  
1. Owe $0 in income tax on the deferral  
2. Can Access up to 60% ($150K) tax-free after 90 days  
3. Pocket an extra $20K take-home pay—at no extra cost to the club  
4. They can build tax-free income from age 65 -85
The club, instead of a pure bonus expense, builds a $1.25M long-term asset recoverable in 15 years (or upon the GM’s passing)

Transform punitive taxation into a win–win for you and your employer. For a free consultation, mscully@baycrestconsultants.com.  

#TaxStrategy #DeferredCompensation #EndlessMoneyLoop #LifeInsurance #ClubLeadership



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