The Mike Scully Show Blog

  Fort Myers, FL   December 18, 2025 Baycrest Consultants Vice -President Mike Scully on Maximizing Donor Impact: Strategies for Non-Profits to Thrive Without Raising More Funds Most non-profits believe raising more funds is the only way to boost donor impact. The truth is, strategic financial adjustments can increase your organization’s effectiveness without chasing extra donations. In this post, you’ll explore proven non-profit financial strategies that improve financial sustainability while maximizing donations. Schedule a consultation with Baycrest Consultants today to discover tailored strategies for maximizing your organization’s donor impact. For more insights, check out this resource on diversified nonprofit funding . Strategic Financial Adjustments Let's uncover how tweaking financial strategies can increase your organization's donor impact without asking for more money. Streamlining Operational Costs Imagine what you could do with extra funds currently tied up in o...

  Fort Myers, FL Managing Director - Mike Scully breaks down the Endless Money Loop . The "Endless Money Loop": How Non-Profits Can Turn Expense into Permanent Asset Non-profit organizations often face a unique challenge: balancing essential spending on mission-critical staff and programs with the need for long-term financial security. What if every dollar spent on employee compensation could eventually find its way back to your organization, stronger and ready to be used again? The solution lies in a strategic financial model known as the "Endless Money Loop." Developed to build sustainable wealth for institutions, this concept transforms a temporary operating expense into a permanent, recovering asset. Defining the Endless Money Loop Simply put, the Endless Money Loop is a cycle where money that leaves your organization today eventually returns in the future . This is not about cutting salaries; it's about restructuring how part of an employee's compens...

Atlanta, GA   ⛳ 🏉 🏥 Happy Monday Morning to all of our Non-Profit Leaders .  Whether you work in a Healthcare System, Athletic Department or Private Country Club, the Endless Money Loop helps you recruit & retain top talent while building a long-term asset for the organization.  Free consultation at mscully@baycrestconsultants.com.  🏀 ⚾ 🎯  #gamechanger #winwin #taxstrategy #assetbuilder #capitalprojects #noassessment #mikescullyfortmyers

🏈🏌🏥Attention Non-Profit Leaders ( Athletic Depts ,  Healthcare Systems ,  Private Country Clubs ,  Credit Unions ): Your highest-paid  W-2 executives  are leaving 45–50% of every incremental dollar on the table. Here’s why—and how Baycrest’s Endless Money Loop™ (EML) fixes it.   The Core Issue   • W-2s  lack write-offs—no deducting cars, travel, meals, etc.   • Top earners (>$500K–$1M+) get slammed at the highest  marginal rates    Why Location Makes It Worse    • Progressive federal tax + state tax and  local levies :      Philadelphia : ~ 4% city wage tax      San Francisco : ~1.5% city tax      Maryland counties : 2–3% local + state   • Combined rates can top 50%   Common Misconceptions & Limits   • “Dropping a bracket” only applies to that marginal dollar   • Your 4...

October 31, 2025 Fort Myers, FL   As the golf season in the midwest and northeast officially ends today, here's scenario for our GM's, Directors of Golf and Directors of Agronomy to think about for their partnership with their respective clubs.   🎯 Here’s how Baycrest Consultants helped one of their GM’s earning a $750K Salary and created a Win-Win for the Club and Himself 🎯 The private California club recently turned the punitive 46% tax bite on their high earners into a bonus for everyone—using what we call the “ Endless Money Loop ” plan: · Traditional Compensation Route : GM makes $750K → only 54% of the $250K over $500K is kept ($130K net).  · Endless Money Loop Approach : GM defers that $250K into a split-dollar life insurance policy funded by the club.  · No immediate income tax on the $250K  · After 90 days, the GM can access 60% of it tax-free ($150K)  · That’s +$20K net take-home pay—and zero extra cost to the club!  · Plus, instea...

Fort Myers, FL   October 30, 2025 Baycrest Consultants is changing the game for college athletics with its new “ Endless Money Loop ” strategy—turning coach pay from a cost into a long‐term asset.  🏈  What Is the Endless Money Loop?  · Coaches defer a portion of salary/bonus and it’s recharacterized as a “loan” from the school  · University uses those dollars to fund a split‐dollar life insurance policy on the coach  · Cash value grows tax‐deferred; death benefit is shared—and the school builds an on-balance-sheet asset  ⚖️ Win-Win Benefits  For Coaches:  · Slash taxable income in peak earning years  · Tap policy cash value tax-free after just 90 days for liquidity or retirement savings  For Athletic Departments:  · Convert deferred payroll into a retrievable asset (recoup investment in ~15 years or upon passing)  · Potentially boost net revenues and offset excise taxes on high-paid staff  · Strengthen recruiti...